Business Breakdown Cover
Reliable Support When You Need It Most
Protect Your Fleet, Empower Your Business
At National Breakdown, we understand that your vehicles are the backbone of your business. Whether you’re managing a single vehicle, or a multi-vehicle fleet including cars, motorcycles, vans, LGVs or HGVs up to 44T, our Business Breakdown Cover ensures you’re never left stranded.
Designed for commercial use, including courier and delivery, and underwritten by Novus Underwriting Ltd on behalf of Collinson Insurance, our policies offer comprehensive protection across the UK and Europe.
Contact us for mid-term upgrades, additions or exchanges.
Why Choose National Breakdown?
- 24/7 Emergency Assistance – Our UK-based control centre is available around the clock to support you in any breakdown situation.
- Tailored Cover Levels – Choose from 4 levels of cover (A, B, C and European Single Trip) to suit your business needs, from local roadside assistance to full European recovery.
- Fast Response Times – We deploy trusted operatives from our national network to get you back on the road quickly.
- Flexible Business Use – Covers vehicles used for trade, logistics, or professional services (excluding taxis/private hire).
Choose the Right Cover for You…
Level A
UK: Local + Home / Base
Our base cover option includes:
Roadside Assistance
Local Tow (up to 25 miles) from incident location
Home / Base Callout
Message Relay
24/7/365 Cover
Caravan & Trailer Included
PAYG Accident Assistance
Level B
UK: Local, Home / Base + National
Everything in Level A plus:
Nationwide UK Recovery
Mis-Fuel Cover (UK only)
Emergency Driver (UK only)
Overnight Accommodation (£160 max)
Alternative Transport (£250 max)
Level C
UK + Europe
Everything in Level B plus when in Europe:
Overnight Accommodation (£500 max)
Alternative Transport (£500 max)
European Roadside Assistance
Repatriation from Europe
Mandatory Highway Tow (£150 max)
Single Trip
European Single Trip
Our European Single Trip option includes all the benefits of Level C cover and is available for a trip duration of 1 to 31 days
Whether you’re a sole trader or managing a large fleet, National Breakdown offers peace of mind and professional support when it matters most.
Call us on 0800 027 2326 or email cs@nationalbreakdown.com to discuss your needs and get a quote, or:
Geographical Limits
UK
The mainland of England including the Isle of Man and the Isle of Wight, Wales including Anglesey, Scotland including Orkney, Shetland, Mull, Skye, Bute, Lewis and Harris, Islay and Jura, Northern Ireland.
Europe
Albania, Andorra, Austria, Balearics, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Canary Isles, Corsica, Croatia, Northern Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Sardinia, Serbia and Montenegro, Sicily, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, The Channel Islands, Turkey (west of Bosphorous) and Vatican City.
Need Help Now?
If you are currently experiencing a breakdown, call our 24-hour emergency line:
0800 027 2326
(18001) 01274 845151 (for hard of hearing)
You may also find the following page helpful: Making a claim