Personal Breakdown Cover

Peace of Mind for Everyday Journeys

Reliable Cover in any Vehicle*

National Breakdown’s Personal Breakdown Cover covers you in the event of a breakdown in the UK, in which you are the driver or a passenger of the stricken vehicle. With 24/7 support, we’re here to keep your journeys smooth and stress-free.

* providing that vehicle is a car or motorcycle weighing no more than 3500Kgs and not more than 15 years old at the time of the approved incident.

Why Choose National Breakdown?

24/7 UK-Based Emergency Support
Free Caravan & Trailer Cover
Mis-Fuel Protection and Nationwide Recovery Options
Trusted Network of Recovery Specialists

Personal Cover Benefits

Our Personal Breakdown Cover includes the same benefits as Domestic Breakdown Cover Level 3:

Roadside Assistance

Local Tow (up to 25 miles)

Nationwide UK Recovery

Callout from Home

Message Relay

Caravan & Trailer Included

PAYG Accident Assistance

Mis-Fuel Cover

Emergency Driver

Overnight Accommodation (£160 max)

Alternative Transport (£100 max)

Personal Cover IPID

Whether you are travelling by car or motorcycle, National Breakdown offers tailored protection for your domestic journeys. Take out Personal cover today and enjoy peace of mind wherever the road takes you.

Call us on 0800 027 2326 or email cs@nationalbreakdown.com to discuss your needs and get a quote, or:

Get a quote online today

What’s Not Covered

Accidents, theft, vandalism, or pre-existing faults.
Vehicles without valid MOT or road tax.
Incidents occurring prior to the policy inception date, or within the first 2 calendar days of policy purchase
Use as a taxi or private hire vehicle (separate policy available – see here).
Any incident occurring outside of the geographical limits UK. Please see below for definition of geographical limits.

Ensure you refer to the full policy wording to understand all exclusions and limits that apply. If you have any questions, please contact us prior to purchase.

Geographical Limits

UK

The mainland of England including the Isle of Man and the Isle of Wight, Wales including Anglesey, Scotland including Orkney, Shetland, Mull, Skye, Bute, Lewis and Harris, Islay and Jura, Northern Ireland.

Policy Wording & Documentation

To view documentation relating to this cover, including the Policy Wording (terms & conditions), Terms Of Business Agreement (TOBA) and the Insurance Product Information Document (IPID), please click on the links below:

Policy Wording

Terms Of Business Agreement

Personal Cover Insurance Product Information Document

Need Help Now?

If you are currently experiencing a breakdown, call our 24-hour emergency line:

0800 027 2326
(18001) 01274 845151 (for hard of hearing)

You may also find the following page helpful: Making a claim