Domestic Breakdown Cover

Peace of Mind for Everyday Journeys

Reliable Cover for your Personal Vehicle

Whether you’re commuting to work, heading out on a weekend getaway, or towing a caravan for a holiday, National Breakdown’s Domestic Breakdown Cover ensures you’re never left stranded. With flexible cover levels and 24/7 support, we’re here to keep your journeys smooth and stress-free.

Why Choose National Breakdown?

24/7 UK-Based Emergency Support
Flexible Cover Levels from Local to European
Free Caravan & Trailer Cover
Mis-Fuel Protection and Nationwide Recovery Options
Trusted Network of Recovery Specialists

Choose the Right Cover for You…

Level 1

UK: Local

Our base cover option includes:

Nationwide Roadside Assistance

Local Tow (up to 25 miles from incident location)

Message Relay

24/7/365 Cover

Caravan & Trailer Included

PAYG Accident Assistance

Level 1 IPID

Level 2

UK: Local + Home

Everything in Level 1 plus:

Callout from Home

Level 2 IPID

Level 3

UK: Local, National + Home

Everything in Level 2 plus:

Nationwide UK Recovery

Mis-Fuel Cover (UK only)

Emergency Driver (UK only)

Overnight Accommodation (£160 max)

Alternative Transport (£100 max)

Level 3 IPID

Level 4

UK + Europe

Everything in Level 3 plus:

Overnight Accommodation (£500 max)

Alternative Transport (£500 max)

European Roadside Assistance

Repatriation from Europe

Replacement Parts When In Europe

Temporary Repairs Following Break In When In Europe

Level 4 IPID

European Single Trip

Our European Single Trip option includes all the benefits of Level 4 cover and is available for a trip duration of 1 to 31 days

Single Trip IPID

Whether you drive a car, motorcycle, or 4×4, National Breakdown offers tailored protection for your domestic journeys. Choose the level of cover that suits your lifestyle and enjoy peace of mind wherever the road takes you.

Call us on 0800 027 2326 or email cs@nationalbreakdown.com to discuss your needs and get a quote, or:

Get a quote online today

What’s Not Covered

Accidents, theft, vandalism, or pre-existing faults.
Vehicles without valid MOT or road tax.
Incidents occurring prior to the policy inception date, or within the first 2 calendar days of policy purchase.
Use as a taxi or private hire vehicle (separate policy available – see here).
Any incident occurring outside of the geographical limits UK (Level 1, Level 2, Level 3), UK and Europe (Level 4 and Single Trip*). Please see below for definition of geographical limits.

* With Single Trip cover, you are covered in the UK only during your direct travel between your home and UK port or Euro-Tunnel terminal once you have begun your pre-booked trip.

Ensure you refer to the full policy wording to understand all exclusions and limits that apply. If you have any questions, please contact us prior to purchase.

Geographical Limits

UK

The mainland of England including the Isle of Man and the Isle of Wight, Wales including Anglesey, Scotland including Orkney, Shetland, Mull, Skye, Bute, Lewis and Harris, Islay and Jura, Northern Ireland.

Europe

Albania, Andorra, Austria, Balearics, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Canary Isles, Corsica, Croatia, Northern Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Sardinia, Serbia and Montenegro, Sicily, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, The Channel Islands, Turkey (west of Bosphorous) and Vatican City.

Policy Wording & Documentation

To view documentation relating to this cover, including the Policy Wording (terms & conditions), Terms Of Business Agreement (TOBA) and the Insurance Product Information Documents (IPIDs) relating to each cover level, please click on the links below:

Level 1 Insurance Product Information Document
Level 2 Insurance Product Information Document
Level 3 Insurance Product Information Document
Level 4 Insurance Product Information Document
Single Trip Insurance Product Information Document

Policy Wording

Terms Of Business Agreement

Need Help Now?

If you are currently experiencing a breakdown, call our 24-hour emergency line:

0800 027 2326
(18001) 01274 845151 (for hard of hearing)

You may also find the following page helpful: Making a claim